Lloyd was born in Loughton, Essex, and worked for Chigwell Urban District Council. He joined the RAFVR in September 1938, as an Airman u/t Pilot, and did his weekend flying at Stapleford Tawney.
Called up at the outbreak of war, Lloyd finished his training, arrived at 7 OTU, Hawarden on 12 August 1940 and joined No 41 Squadron, flying Spitfires, at Catterick in early September.
He did not carry out his first operational sortie until 12 October, when the squadron was at Hornchurch. Three days later Sergeant Lloyd was shot down and killed in a surprise attack by the Austrian-born Luftwaffe ace Hauptmann Josef “Joschko” Fözö, a veteran of the Spanish Civil War. Lloyd’s Spitfire crashed into the Channel. His body was washed ashore near Herne Bay 12 days later.
Lloyd was 23. He is buried in the Holy Innocents’ churchyard, High Beach, Essex. He had been married in the same church on 24 August.
